Kamis, 29 Agustus 2013

Insurance for small lawn care business/powerwashing needed? along with any permits,taxletters licenses needed?

best lawn mower under 1500 on Posted on July 10, 2012 by America's Best House Plans
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Edgar


I'm 16 years and cut a few yards here and there, along with some powerwashing.
The only things I do are clean up yard,rake leaves,yard,blow etc.
As for powerwashing, just powerwash sidewalkes or driveways.
I'm really great at what I do and people love my services. I live In Carrollton,Tx by the way.
My questions are....
Do I need any type of license or permits to run these services? If so, can you tell me which ones please! Please keep in mind that I'm Limeted to certain things because of my age.
Also, I feel my small business is growing and I want to do everything legally. What tax forms do I need? And can someone give me a rough estimate of how much liability insurance will cost? Nothing has happened, but I'd rather be prepared. So please, if you would basically be able to give me all legal information including everything from tax forms,to how to manage them, to the actual insurance. Please include house cleaning services too. This is only a son and mother thing and will certainly not expand beyond that. 2 mowers,basic equipmenf,powerwash, and thats it. I know this question will take a lot of time...but I will greatly appreciate the best answer! Extra advice will be great! Thank you so much :)



Answer
1. In TX, you probably do NOT need any type of license or permit. Not in Houston, anyway, where I live.
2. You will have to have a parent help you with tax forms - as a minor, you cannot file your own.
3. If you have no employees, if it's ONLY you, then your liability is covered under your parent's homeowners/renters insurance, most likely. Call their agent and ask. Otherwise, a "stand alone" liability policy for a landscape/mower, no tree trimming, is probably going to run you around $1500 a year - UP FRONT.

House cleaning is DIFFERENT than landscaping - and if your mother is cleaning houses, it will probably double the price.

whats the higest paying job for a 15 year old? help?




The Don


i'm 15, and i need a job, in th coming year i want to raise at least 1000 to 1500 bucks, to mabey buy a car or an xbox or somthing cool. and i was wondering what the highest paying job to get was, where is somewhere that i will be treated good and payed good? busboy? bait and tackle shop? pet store? mc donalds(eww. last choice) make some decisions please. help me out, im broke.


Answer
Here's a short list of jobs which you can create to generate income:

1. Learn calligraphy so that you can provide handwritten invitations and thank you notes to prospective wedding parties, birthday celebrations, etc. Seek out clients through wedding planners at nearby churches and temples. A starter calligraphy kit usually runs around $20 and anyone can easily pick up this skill. The going rate is usually $1 per hand addressed item.

2. Become a "poser" who assists wedding photographers in setting and arranging various individuals in group and single photographic positions. "Posers" carry around a sketch book of various sitting and standing poses which consists of onion skin overlays of various wedding pictures bound in albums. Again, contact local wedding photographers and wedding planners, accordingly. The hourly pay is around $10-$12 per hour and you are often invited to attend all dining activities.

3. Seek from your neighbors a gardner position which involves planting, weed removal, plant/tree trimming, light brush clearance. You will be using the neighbor's equipment and tools. Again, do not represent yourself as a lawn mower since there are any number of safety issues involved. A door-to-door solicitation of surrounding neighbors is required and you can charge between $6 to $9 per hour.

4. Offer policing/removal or clearance of trash services to surrounding neighbors which involve trash pickup within nearby residential area. Limit the extent of pickup to small areas and be aware that there are no hazardous terrain or elements involved in this process. Again, a door-to-door solicitation of neighbors is in order. You can charge between $6.75 to $7.50 per hour.

5. Acquire a set of window cleaning tools [a bucket, liquid window cleaner, sponge, squeegee, handle with an extension and a small step ladder] and solicit local businesses for your window cleaning services. However, be careful to limit the height of the window cleaning to no higher than one story. Charge $1 per window panel.

6. Become a proxy/stand-in for neighbors to allow delivery of goods and packages to your home/apartment. Acquire the authority to sign any receipt of incoming packages as an accepting neighbor. Charge $1 per each package handled by you.

7. Consider becoming a restaurant-cafe customer liaison by using your cell phone at restaurants-cafes to coordinate with the hostess to keep track of waiting customers. Whenever there's a very long period of time to activate a waiting list, you want to offer the restaurant your services so that customers do not have to stand around for any lengthy period of time. And when their name/assigned number comes up; you can call the upcoming customer's cell phone to tell them that they can return to the restaurant and be served. The call back fee is usually around $0.50 cents on a per head basis. For example, a couple would be charged $1.00 while children under 6 would not be charged. Placement of a plaque which outlines your fee schedule near the hostess station is sufficient to garner attention of prospective customers who will value your services since they can do other activities outside of the restaurant -- often beyond the range of any inhouse paging system. You realize that everyone has a cellphone and why not take advantage of the connectivity to make the diner's experience worthwhile. The restaurant will also appreciate the added service you are providing as a customer liaison.

8. Why not become a paid feeder servicing the disabled at nearby nursing, convalescent, assisted living/care centers and hospitals. It involves feeding food to patients who are unable to feed themselves. The starting rate is $8.00 per hour. The only downside is that one has to take precautions to wash one's hands after each feeding. A posting of your services [by a business card or flyer] on a reviewable bulletin board would be enough to generate customers. The paid feeder position is one of the fastest growing occupation at this time.

Good luck!




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