best lawn mower under $350 image
Paul O'Wee
please bear with me......
last fall i bought a brand new mower, and an expensive one at that
craftsman mower, braggs & stratton with 7 foot pounds of torque self propelled
i thought my days of clumps and bagging were over
i just mowed my lawn, it has been very rainy here but the grass, though not dry, i didn't think was really saturated or anything, certainly dry enough for a mower of that power to handle it, or so i thought
it stalled out twice due to clumps of grass under the mower, even when i put the bag on it wouldn't work because it couldn't throw the grass in the bag.
i paid about $350 bucks for this thing
is that normal or did i get ripped off?
Answer
That is normal with wet grass, especially if you are using a mulching blade.
If you are going to cut wet grass often, put on a regular blade which has a much smaller cutting surface and directs the cut grass downward away from the blade.
That is normal with wet grass, especially if you are using a mulching blade.
If you are going to cut wet grass often, put on a regular blade which has a much smaller cutting surface and directs the cut grass downward away from the blade.
Buying house...needs your help?
Sasha P
Hello All,
I have upto $50000 savings with me and looking for good house worth $350,000 under FHA loan.
Can you please tell me if this is good decision to buy house with this much balance in my account. What are the initial household expenses we incur when we buy house first time?
I don't have any other debt on me apart from bills and groceries.
Thanks in advance
Hello LA boston girl,
Thanks for your response. I did the math according to your directions.
If I take house worth $350,000 under FHA then with 5% I would pay $17500, HOA $500, Insurance $1500 Annually, Closing cost $5000 which totals upto 24500. I am planning to buy a house of 1500 sq.ft.
Apart from this, is there any other legal cost that I would incur at the time of buying? Yes I would compromise on the buying stuff for house in the beginning.
Thanks again.
Answer
Depends on what lifestyle you want, where your home is located, what's your property tax rate, do you have an HOA to pay and what's the square footage of the home, do you intend on staying there more than 3-5 years? Will you be paying the mortgage on one income or two and how stable are both jobs?
Buying a home is a personal decision. What are your goals and why do you want to buy a home? Are you looking for an investment or are you needing to buy a home so you can start a family, reduce your AGI?
In today's market I would NOT buy a $350,000 home with only $50,000 on hand IF I had only one income that's under $100k annually.
Let's figure this out - If you put 10% down plus closing costs you're going to pay approx $45,000. Assuming you're not paying points. This only leaves you with $5000 in the bank. Unless you do a piggy back loan you will have to pay PMI for not putting 20% down.
Then there's furniture, do you have anything to furnish your house with or do you plan to start shopping to fill your home?
You will have to set up your utilities, security alarm company etc and of course if you haven't owned a home before you'll have to buy standard things like: lawn mower, edger, ladder, 36 gallon trash bin and all those lawn keeping tools that maybe you didn't need while living in an apartment. Also if you live in an HOA community, you will have to maintain your lawn or risk receiving "fines".
Don't forget homeowner's insurance and curtains or mini-blinds if the home is brand new. Depending on how large your house is it could cost you a few thousand dollars. Also consider if you are buying an older home - you'll want at least $5000 in the bank to do repairs once you settle into your home and notice a few critical things that require immediate fixing.
If your household income is over $100k then you could make it if you know for certain you will not become unemployed within the next few years. Just don't go crazy on furniture shopping and live frugally. Again if your job is not stable you should have 6-8 months of salary in liquid cash.
Be sure to find out if you will be paying HOA dues and how often have they increased over the past 2 years. Some locations in California charge $300 - $1000 for the monthly HOA. In Texas you also have to factor in outrageous property tax rates. On a $350k home you'd be paying about $9000 a year in property tax.
Depends on what lifestyle you want, where your home is located, what's your property tax rate, do you have an HOA to pay and what's the square footage of the home, do you intend on staying there more than 3-5 years? Will you be paying the mortgage on one income or two and how stable are both jobs?
Buying a home is a personal decision. What are your goals and why do you want to buy a home? Are you looking for an investment or are you needing to buy a home so you can start a family, reduce your AGI?
In today's market I would NOT buy a $350,000 home with only $50,000 on hand IF I had only one income that's under $100k annually.
Let's figure this out - If you put 10% down plus closing costs you're going to pay approx $45,000. Assuming you're not paying points. This only leaves you with $5000 in the bank. Unless you do a piggy back loan you will have to pay PMI for not putting 20% down.
Then there's furniture, do you have anything to furnish your house with or do you plan to start shopping to fill your home?
You will have to set up your utilities, security alarm company etc and of course if you haven't owned a home before you'll have to buy standard things like: lawn mower, edger, ladder, 36 gallon trash bin and all those lawn keeping tools that maybe you didn't need while living in an apartment. Also if you live in an HOA community, you will have to maintain your lawn or risk receiving "fines".
Don't forget homeowner's insurance and curtains or mini-blinds if the home is brand new. Depending on how large your house is it could cost you a few thousand dollars. Also consider if you are buying an older home - you'll want at least $5000 in the bank to do repairs once you settle into your home and notice a few critical things that require immediate fixing.
If your household income is over $100k then you could make it if you know for certain you will not become unemployed within the next few years. Just don't go crazy on furniture shopping and live frugally. Again if your job is not stable you should have 6-8 months of salary in liquid cash.
Be sure to find out if you will be paying HOA dues and how often have they increased over the past 2 years. Some locations in California charge $300 - $1000 for the monthly HOA. In Texas you also have to factor in outrageous property tax rates. On a $350k home you'd be paying about $9000 a year in property tax.
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